[In chapter 9, “A City Man — Smithfield Scenes,” George William MacArthur Reynolds introduces the slick conman without a conscience who so often anticipates by decades characters from Anthony Trollope’s novels — say, an Augustus Melmotte with the youth and handsome looks of Sir Felix Carbury, both main characters in The Way We Live Now. — George P. Landow]

George Montague was a tall, good-looking young man of about three or four-and-twenty. His hair and eyes were black, his complexion rather dark, and his features perfectly regular.

His manners were certainly polished and agreeable; but there was, nevertheless, a something reserved and mysterious about him--an anxiety to avert the conversation from any topic connected with himself--a studied desire to flatter and gain the good opinions of those about him, by means of compliments at times servile--and an occasional betrayal of a belief in a code of morals not altogether consistent with the well-being of society, which constituted features in his character by no means calculated to render him a favourite with all classes of persons. He was, however, well-informed upon most topics; ambitious of creating a sensation in the world, no matter by what means; resolute in his pursuit after wealth, and careless whether the paths leading to the objects which he sought were tortuous or straightforward. He was addicted to pleasure, but never permitted it to interfere with his business or mar his schemes.Love with him was merely the blandishment of beauty; andfriendship was simply that bond which connected him with those individuals who were necessary to him. He was utterly and completely selfish; but he was somehow or another possessed of sufficient tact to conceal most of his faults--of the existence of which he was well aware. The consequence was that he was usually welcomed as an agreeable companion; some even went so far as to assert that he was a "devilish good fellow;" and all admitted that he was a thorough man of the world. He must have commenced his initiation early, thus to have acquired such a character ere he had completed his four-and-twentieth year!

London abounds with such precocious specimens of thorough heartlessness and worldly-mindedness. The universities and great public schools let loose upon society every half-year a cloud of young men, who think only how soon they can spend their own property in order to prey upon that of others. These are your "young menabout town:" as they grow older they become "menupon the town." In their former capacity they graduate in all the degrees of vice, dissipation, extravagance, and debauchery; and in the latter they become the tutors of the novices who are entering in their turn upon the road to ruin. The transition from the young man about town to the man upon the town is as natural as that of a chrysalis to a butterfly. These menupon the town constitute as pestilential a section of male society as the womenof the town do of the female portion of the community. They are alike the reptiles produced by the great moral dung-heap.

We cannot, however, exactly class Mr. George Montague with the men upon the town in the true meaning of the phrase, inasmuch as he devoted his attention to commercial speculations of all kinds and under all shapes, and his sphere was chiefly the City; whereas men upon the town seldom entertain an idea half "so vulgar" as mercantile pursuits, and never visit the domains of the Lord Mayor save when they want to get a bill discounted, or to obtain cash for a check of too large an amount to be entrusted to any of their high-born and aristocratic companions.

Mr. George Montague was, therefore, one of that multitudinous class called "City men," who possess no regular offices, but have their letters addressed to the Auction Mart or Garraway's, and who make their appointments at such places as "the front of the Bank," "the Custom-house Wharf," and "under the clock at the Docks."

City men are very extraordinary characters. They all know "a certain speculation that would make a sure fortune, if one had but the capital to work upon;" they never fail to observe, while making this assertion, that theycould apply to a friend if they chose, but that they do not choose to lay themselves under the obligation; and they invariably affirm that nothing is more easy than to make a fortune in the City, although the greater portion of them remain without that happy consummation until the day of their deaths. Now and then, however, one of these City mendoes succeed in "making a hit" by some means or other; and then his old friends, the very men who are constantly enunciating the opinion relative to the facility with which fortunes are obtained in the City, look knowing, wink at each other, and declare "that it never could have been done unless he'd had somebody with plenty of money to back him."

Now Mr. Montague was one of those who adopted a better system of logic than the vulgar reasoning. He knew that there was but little merit in producing bread from flour, for instance; but he perceived that there was immense credit due to those who could produce their bread without any flour at all. Upon this principle he acted, and his plan was not unattended with success. He scorned the idea "that money was necessary to beget money;" he began his "City career," as he sometimes observed, without a farthing; and he was seldom without gold in his pocket.

Some Swindlers in Victorian fiction and reality

Bibliography

Reynolds, George W. M. The Mysteries of London. vol 1. Project Gutenberg EBook #47312 produced by Chuck Greif and the Online Distributed Proofreading Team from images available at Google Books. Web. 2 August 2016.


Last modified 29 July 2016